AAA tips on what to do after a storm

Many parts of the Miami Valley area are damaged following the strong storms and tornadoes Monday night.

AAA offers several tips on what to do after the storm.

>> SICSA recovery tips for pets after Miami Valley storm, tornado damage

Homeowner insurance claims:

  • Inspect  your home for damage then notify your insurance company as soon as possible
  • Prepare an inventory and take photographs of damaged property
  • Store undamaged property in a protected place if possible
  • Cover broken windows and other holes to prevent further damage
  • If power is out, disconnect all computers and appliances from electrical sources
  • Be present when the adjuster inspects your damage

Home insurance coverage:

  • Policies include additional living expenses in the event a home is severely damaged by an insured disaster, this would pay for reasonable expenses incurred by living elsewhere while the home's being fixed or rebuilt

Auto insurance claims:

  • Take photos of any visible damage
  • Any vehicle sustaining damage should be fully inspected before being allowed back on the road

Auto insurance coverage:

  • Physical damage to a car caused by tornadoes and fallen tree limbs or hail damage is covered under the optional comprehensive portion of an auto policy
  • Car owners should contact their insurance company to determine the extent of coverage before seeking repairs

Services provided by AAA:

  • Customers who've suffered damage to their homes or autos can begin filing claim immediately
  • Claims representatives are ready to assist 24-hours a day, call 800-207-3618
  • If not insured through AAA, contact your insurance provider