Your Game Plan for Retirement

Published: Monday, August 08, 2016 @ 3:34 PM
Updated: Monday, August 08, 2016 @ 3:33 PM



Sampsel Preston Photography
(Sampsel Preston Photography)

David Gaylor the host of "Your Game Plan for Retirement" is a 25-year veteran of the financial services industry and has spent his career helping boomers and seniors save and invest for their financial goals and retirement destination. David founded Tradewinds Financial Group, Inc. in 2002 specifically to serve the wealth management and retirement planning needs of residents of the Miami Valley. 

David takes pride in having protected his clients from the two worst market corrections since the Great Depression, and makes it his goal to ease the financial concerns his clients face on the journey to their retirement destination. He knows how important it is to find the right blend of growth and safety that is unique to each client, and therefore focuses on two main goals: making sure clients know the importance of protecting their principal investment, and utilizing a unique three step process to plan, protect and preserve retirement assets and help clients reach their retirement destination. 

David came from humble beginnings and has a passion for serving the needs of the retired and those near retirement. Through family members he witnessed first hand the devastation that a loss of income can mean to a surviving spouse, and the difficulties associated with loss due to excessive risk, taxes and fees during retirement. He began his financial services career in the late 1980s, and in 1990 began to pursue his goal of helping retirees protect their life savings. David has been helping Ohio residents on their retirement journey ever since. 

David has published multiple books on financial and retirement planning, and is a member of Ed Slott’s Master Elite IRA Advisory Group. The Ed Slott Master Elite Advisor designation is exclusive to group of 300 financial professionals in the industry who have dedicated themselves to be leaders in the IRA industry, they are trained by Ed Slott, CPA, America’s IRA Expert. To request a complimentary copy of David's latest book "Income Allocation" Click here. 

David is a lifelong resident of Sidney, Ohio, and is married to his high school sweetheart, Mitzi. Together they have three children, Aubrey, Abigail and Brady, and one grandchild, Leia. His oldest daughter works for the family business and his son is planning to join the firm in the fall of 2014 after attending Mount Union University and studying finance and marketing. 

Call the show Saturdays between 3 p.m. and 4 p.m. at 800-385-0437 

Visit their website at TradewindsRetirement.com 

Like the show on Facebook 

Follow David on Twitter 

Contact the team anytime by calling (800) 385-0437 

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Daytonian of the Week: Meet the woman who brings the fun to Dragons games

Published: Wednesday, April 25, 2018 @ 6:00 AM



Contributed
(Contributed)

Ever wondered who plans the fun at the Dayton Dragons games?

Well, you’re in luck — she’s our Daytonian of the Week. Meet Katrina Gibbs, Director of Entertainment for the Dayton Dragons.

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The Beavercreek native graduated from University of Dayton in 2006 as a psychology and religious studies major. Shortly after, Gibbs returned to UD, and in 2013, graduated with a masters degree in Pastoral Ministry.

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I spoke with Gibbs to learn more about how she took on her role with the Dragons, what that’s like, and what she thinks makes Dayton special.

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Members of the Dayton Dragons Green Team get fans fired up on Opening Day -- Saturday, April 9, at Fifth Third Field. CONTRIBUTED PHOTO BY E.L. HUBBARD(E.L. Hubbard)

When did you become the Dragon’s Director of Entertainment?

This is my third season in the role of Director of Entertainment. I started working with the Dragons on the Green Team for the 2011 season through the 2013 season. 

Can you walk us through a typical day in your shoes – game day or otherwise?

During the off-season, I am busy planning for the upcoming season -- booking national entertainment acts to appear at select games, brainstorming and creating new and exciting on-field skits, hiring new Green Team and tech crew members, and training our entertainment staff in everything from dance rehearsals to game day procedures to unsurpassed customer service -- everything needed for a family-friendly and fun experience. 

Once the season begins, I’m executing plans that have been carefully laid out in the off-season and managing my entertainment team. I communicate with the various groups that perform for our Spotlight on Dayton series, highlighting the local talent of different groups here in the greater Dayton area. I create game logs each night which have all the on-field entertainment, so our fans see a fresh and fun show each time they come to the ballpark. We have over 180 different skits that I can choose from, and that number grows every year!

As a Beavercreek native, how does it feel to be working such an important role so close to home?

I love being able to entertain folks so close my hometown! When people hear I work for the Dragons, almost everyone has a fun story or a special memory connected to a Dragons game. I love being a part of those memories. Knowing that I have a hand in the fun and excitement of coming to a Dragons game is something that I take pride in and something that brings me joy. 

What is it about Dayton that interested you both in staying here permanently?

I left Dayton after I graduated from undergrad and joined Disney Cruise Lines working on board their ships as an entertainment host for four years. I loved the opportunity it gave me to travel, but I also looked forward to the feeling of coming home to Dayton. I moved to Orlando for a short two years after I graduated with my masters, but the frantic pace of the bigger city (paired with insane traffic) was enough to bring me back home when the opportunity arose. It’s great to be back among family and friends as well as a more relaxed pace of living that the Midwest offers. Dayton is growing every year, and it’s fun to see what new and exciting things are popping up in and around the city. 

Members of the Dragons Green Team are the backbone of entertainment at Fifth Third Field, and are responsible for welcoming fans to the game, selecting fans for on-field skits including tug of war, dancing on the dugout, shooting T-shirts to fans and interacting with the Dragons’ mascots. CONTRIBUTED

How has Dayton shaped your life and career?

Community involvement is one of the cornerstones of the Dragons organization and has inspired many different programs. One of these programs that I get to partake in is through our school program. Every January through March we go out and host assemblies at local schools focusing on various topics from healthy lifestyles to teamwork. I get to interact with teachers and kids, facilitate games, and get create excitement towards their school’s upcoming night at the ballpark.  

Share a memory that happened in Dayton that resonates with you.

One of the skills we teach our entertainment team is a few basic sign language skills, which allows them to interact with the deaf community. One year, when I was helping with our MVP program visiting local schools, and I had the opportunity to put my skills to good use. I saw a student who was with an interpreter and I went over to communicate with her using the few signs I knew and included her in the assembly fun. It was such a special moment. 

What do you find most inspiring about Dayton? 

I love that people in Dayton support the local businesses and restaurants. 

What’s your favorite thing to do in Dayton? Favorite place to eat? Favorite shop?
I love attending Dayton’s amazing cultural festivals! There’s nothing like a good band with an accordion! 

What do you see for the future of the Gem City in the coming 5 years?

In the last few years, we’ve seen lots of growth around Fifth Third Field. It has really changed the feel of downtown and it’s great to see people out and about. I can see that growth of the downtown community continue in the future. 

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This former NFL player is tackling Dayton community problems head-on

Published: Wednesday, April 18, 2018 @ 6:00 AM

Former professional football player LaVar Glover has found success off the field. Video by Amelia Robinson

While most of his peers were pondering parties and first jobs, then University of Cincinnati student LaVar Glover had his eyes set on an NFL career and registering his 15-year-old brother in high school. 

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Glover, a Jefferson High School graduate raised partly in Residence Park, said it was helping his younger brother James Phillips get back on track that helped gear him towards a life of service when his 10-year career in professional football ended. 

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“I felt all those young guys were like my younger brother,” Glover, who operated The Glover Youth Program from 2009 to 2013, said. “If I can motivate him (my brother), I can motivate others.” 

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Archived 2010 photo: LaVar Glover founded Glover Youth Program, Inc. - a residential facility that catered to mentoring males between the ages of 12-17.(Kelli Wynn/Jim Witmer)

Through the nonprofit, Glover provided boys in foster care and/or a juvenile courts system with residential placement, mentoring, life skills development and therapeutic treatment services. 

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“I felt like I had always been a humble kid, that come from humble beginnings. Growing up with lack of resources and growing up poor makes you appreciate what you've got,” Glover said. “I was always comfortable in my own skin because I didn’t have much.” 

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LaVar Glover (right) is picured here in this 2002 photo with his brother James Phillips (left). At the time this photo was taken, Glover had just signed with the Pittsburgh Steelers. The two are standing at the Steelers office in Pittsburgh, PA. Photo submitted by LaVar Glover.(Kelli Wynn/Contributed photo)

During his career in football, Glover, was drafted by the Pittsburgh Steelers before being signed by the Cincinnati Bengals and the Detroit Lions. 

Following a three-year stint in the NFL, he played seven years in the Arena and Canadian Football Leagues. 

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Dayton called him home when his football days were done. 

“I wanted to be around my family,” he said. 

He said he was nurtured in the community he grew up in, recalling Little League and going to the Wesley Community Center.

“I was familiar with the community. I had a community network,” he said. “Dayton was good to me.” 

We caught up with LaVar Glover, this week’s Daytonian of the Week. 

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LaVar Glover during his time with the Cincinnati Bengals

What do you do, and how did you get involved in Community Action Partnership? 

I am the Director of Self-Sufficiency and I facilitate and coordinate “Getting Ahead In a Just-Gettin’-By World” workshops in Montgomery, Greene, Preble and Darke counties. 

[The workshop] is about building resources for a better life for those living in poverty or unstable situations. In Getting Ahead, we study poverty and near poverty through the lens of economic class to better understand how our society and the economy work. In groups of 12-14 people, we investigate the impact that poverty and low wages have on our community and what it takes to move from a just getting-by world. The idea of “Getting Ahead” means action and movement- getting ahead of where we are now, toward a brighter future. 

 I first learned of CAP through my wife (Ivy), who previously worked for CAP in the Marketing Department. 

 Becoming the Director of Self-Sufficiency was a great fit for me. I genuinely care about helping others, I am a coach at heart, and I grew up in poverty. 

Daytonian of the Week LaVar Glover with his children, Matthew and Imani. (Submitted)

What superpower would you love to have? 

I would love to be able to fly like Superman. 

What do you love about life in Dayton? 

Dayton is small but impactful. 

What do you wish people knew about CAP? 

Daytonian of the Week LaVar Glover.(Submitted)

I wish people knew all of our services and the many counties we serve. CAP is an organization that helps people become more stable with a variety of programs. Our newest programs are the Legal Clinic, Transportation Services, and Getting Ahead. We also have free Tax Services and Computer Classes, to name a few. 

What is the most important thing you learned from your NFL career? 

Make every day count. 

What advice do you give to student athletes hoping to make sports a career? 

Be humble. Be coach-able and work beyond your limits in the classroom and on the field. Prepare for adversity and fall in love with the process of being the best person you can be. 

Daytonian of the Week LaVar Glover.(Submitted)

What is the last book you read? 

“The Magic of Thinking Big” by David J. Schwartz. 

Where do you go for a great time? 

Great times for me are spent with my family at our golf courses and bowling alleys. 

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What would you change about Dayton? 

I would like to rehab all of the abandoned buildings (downtown) and homes throughout the community. Also, I would like to change the negative stigma Dayton sometimes carry throughout the community. I’m ready for Dayton Public Schools to be recognized as a great school district again. 

What should people know about Dayton? 

Dayton is on the move with re-developing the downtown areas. Dayton has beautiful real estate and is prime for business opportunities. Dayton has many resources for people in need. 

LaVar Glover (back) with his family (left to right)Matthew, Imani, Ivy, and Lil Reggie(Submitted by LaVar Glover)

LaVar Glover (center in uniform) is pictured in this 2001 photo with University of Cincinnati Football Coach (left) Rick Minter, his brother James Phillips and his mother (right). Photo submitted by LaVar Glover.(Kelli Wynn/Contributed photo)

Derrick Shepard, William Waters, LaVar Glover, Avery Cunningham, Reggie Powers, JC Baker, Derrick Adams and Joy Baker (front)(Submitted by LaVar Glover)

Daytonian of the Week LaVar Glover.(Submitted)

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Daytonian of the Week: Nelson Hulce, sensai master and good neighbor

Published: Wednesday, April 11, 2018 @ 6:34 AM

Tai Chi Chuan at Yellow Cab Tavern

Often times, the people who make the backbone of a community strong go without the recognition they deserve. Nelson Hulce has been strengthening the core of Dayton, both figuratively and literally, for most of his life. 

Born at the Good Samaritan Hospital in Dayton in 1951, Hulce came of age during times of civil unrest and local tensions while in high school. In his own words, Dayton has remained his home ever since because he had a heart for seeing the city heal and grow. 

(Shelly/ Nelson Hulce)

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Hulce worked as a Respiratory Therapist in Dayton for 40 years. Perhaps what he is most known for, however, is his contribution to the Dayton martial arts community. Because of his passion and dedication to the art, as well as his personality that exudes acceptance, Hulce has introduced countless people to the healing benefits of practicing the various styles— especially those who might’ve otherwise been too intimidated to know where to begin.

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A student of the martial arts since 1966, Hulce specialized in the art of Aikido, a modern Japanese martial art, for 34 years. He then founded and was sensei of the Dayton Aikido Club from 1989-1998. Although in recent years, his focus has been on the practice of Tai Chi — often referred to as “moving meditation.” 

Today, Hulce is retired and living in Belmont with his wife, Shelly. Every Thursday at Yellow Cab Tavern, Hulce leads a one-hour practice of Tai Chi for anyone wanting to learn. He is also our Daytonian of the Week

 >> Meet Shelly Hulce, supporter of Dayton arts and music

(Shelly/ Nelson Hulce)

What got you started with martial arts and why were you drawn to the practice so much? 

“As a teen in the ‘60s and ‘70s, martial arts was showing up a lot in movies like Bruce Lee and Chuck Norris, TV shows like “Kung Fu,” books and magazines. With the large interest developing in the Western world, a lot of local groups and dojos were opening, making study more accessible. There were also a wide variety of the arts to choose from. I was drawn to martial arts because of the discipline and efficient movements. As a male teen with a lot of energy and problems at home, it gave me a positive outlet and a much needed sense of security. Discovering Eastern philosophies through martial arts also put me on a peaceful, spiritual path that were helpful.”

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What does it mean to be a Sensei and what was the best part about being the Sensai of the Dayton Aikido Club? 

“Sensei means "teacher." In the context of martial arts, including that of Aikido, a point is reached in training when it is necessary to teach in order to advance your understanding of your art. Being a sensei furthers this process. To teach is to give and to see from the point of view of the student so that you can better explain the art. The sensei and the teacher help move one another forward.” 

How can practicing any form of martial arts improve your life?

“There are many health benefits to be found in any art that moves the body and the mind. Like performing music or dancing with another person, the benefits include harmony, growth in character, communication, trust and bonding. In my years of studying and teaching, I have worked with a very diverse population from police officers to professional dancers and office workers, to recovering addicts to people with physical disabilities. I have seen many people over the years learn patience, improve their mobility and balance, gain discipline, control anger and find a peaceful, spirit filled path. Like with any art, you get back what you put in to it.”

In your opinion, what makes Dayton different from other cities? 

“Any time I travel, I am always happy to be back home in Dayton. Seeing other places makes me appreciate the unique and wonderful things we have to offer; great arts programs, fantastic local music, a rich history, beautiful destination places in town and closeby, seasons that are celebrated outdoors in our beautiful parks, streams, rivers and reserves. And Dayton is home to the most kind and generous people in the world.”

 Why are you proud to be a Daytonian?

“I believe people look at Daytonians not only as inventors and innovators but also a very resilient and talented culture. Every hit we have taken in our history, from the flood on up to the loss of our major manufacturers, we survive and thrive. That takes a strong, intelligent and committed community. I am also proud to be a Daytonion as we have played a large part in the history of world peace.”

(Nelson/ Shelly Hulce)

What is the martial arts community like in Dayton? Is it close knit? Are there lots of ways to get involved?

“There are a lot of great martial arts groups and schools in Dayton; something for everyone. My path has been with the art of Aikido. I prefer cooperative learning rather than sports oriented arts.” 

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When you're not practicing, what do you enjoy doing in your free time in Dayton? 

My free time is spent gardening and enjoying local parks, fins and reserves, watching local bands perform, going to local arts establishments and productions, playing music with friends — violin, guitar, harmonica —and volunteering as a reader for the blind at the Radio Reading Service through Goodwill Easter Seals Miami Valley. My favorite places to go are the downtown library, Christopher’s Restaurant, Yellow Cab Tavern, Victoria and Schuster performing arts centers, Dayton Art Institute and The Neon!

Of all the arts you've practiced, what is your favorite and why? 

“My life has been mostly devoted to the art of Aikido. The founder, Morihei Ueshiba, built the art on respect for all, even an attacker. His philosophy lead him to change "lethal" Aikijujutsu techniques to "control" situations with movements, based on redirecting energy and the art of evasion.”

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Meet Yolanda Drake — singer, community leader and Daytonian of the Week

Published: Wednesday, April 04, 2018 @ 6:00 AM



Contributed
(Contributed)

Yolanda Drake, who recently won the opportunity to sing the national anthem at Dayton Dragons Opening Day, radiates joy and passion for what she does. The Middletown native uplifts her community with both her work and her voice. 

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Drake’s daytime job is an FSS Coordinator at Greater Dayton Premier Management in the Family Self-Sufficiency Department. She helps Dayton residents by connecting them to the local services to improve their education, find employment to put them on the path to financial stability and help first time homeowners.  

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Drake is also a graduate of The Neighborhood Leadership Institute (NLI). The NLI is an annual 14-week program that educates and trains Dayton residents for current or future leadership opportunities in the city and community by expanding their knowledge of Dayton, city government and community. 

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Lamar and Yolanda Drake.(Contributed)

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But that’s not all Drake has to offer her community. Drake and her husband of nearly 26 years Lamar (Marty) have a band, Live Your Dream. They’ve opened for national acts and performed at pre-games all over the nation.

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Drake shared with me a story that she says defines, “Why I sing!”

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“We (LYD) were performing at an event here in Dayton for an organization. After our performance, a lady came up to me and said ‘I just want you to know I wasn’t coming to this event tonight, but I’m glad I did.’ She commenced to tell me she had recently lost her husband, and hadn’t been out since. But something made her come anyway — and even after she got there she was going to leave after the program. Well, we started to perform and she was already out in the hallway ready to go, but she heard me start to sing and she turned back. The song I was singing was her and her husband’s song. She came back in and had tears in her eyes, but it was good tears and she ended up staying the whole night and had a great time!” Drake said. 

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Lamar and Yolanda Drake(Contributed)

I spoke with Drake about her life, inspiration and memories of performing. Get to know our Daytonian of the Week:

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Tell us about your life growing up in the Dayton area.

I was born and raised right down the road in Middletown, Ohio. I’m a graduate of Middletown High School (The Mighty Middies!). Through my middle school years, I was a cheerleader for basketball and football. In high school, I was on the drill team and in the marching band. I lived in a neighborhood they called Cloverdale — my street was a very nice street with good neighbors and lots of kids to play with. 

Tell us a little about your band and entertainment business LYD.

My husband and I have a band called LYD-Live Your Dream. We have been performing together for around 28 years. In those years, we have traveled to different cities and states to perform like: Atlanta, Virginia, Detroit, Chicago, Indianapolis, Columbus, Kentucky, Cincinnati, Toledo, Akron, Lima, Middletown and of course Dayton. My husband is the backbone of the band. He started the band and handles all the bookings and the business. 

If you could change/improve one thing about Dayton, what would that be?

Well, there is something that I would like to see happen. I would like to see music come back and be a part of the school curriculum. Like music class, where you can learn how to play the flute. When I was in school, it was a class everyone had to take. In high schools they had a marching band. A lot of the inner city schools don’t have this anymore. I feel this is needed because the children need to use their creative energy. I feel with music back in the schools, grades would be better, and kids would be more attentive. If they find something they love like playing the piano, they would focus on that and it would keep them busy.   

What do you find most inspiring about Dayton?

The entertainment that has come out of Dayton. I’m in entertainment and I looked at who and what bands even professional ball players that came out of Dayton. It was quite a few and that was inspiring to me as a singer. 

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What’s your favorite thing to do in Dayton? Favorite place to eat? Favorite shop?

I love going to Riverscape to the summer series concerts they have. Which I have performed at quite a few of them. I remember performing when they first started having performances at Riverscape before they had the big Pavilion. We (LYD) will be performing there this summer on Friday, Aug. 17, 2018. I love all the festivals they have here in Dayton. One of my favorite places to eat is Thai 9. I love the Thai 9 rice — so good! 

How are you preparing for your performance of the National Anthem at the Dayton Dragon’s Opening Day?

I’m sooooo excited to be singing for the Dayton Dragons Opening Day. Another thing I’ve always wanted to do (Sing the National Anthem at a big sporting event). When I auditioned I didn’t know that over 200 people were auditioning. So, needless to say when I got the call that I had overall, I was through the roof! The past few weeks have been a whirlwind with articles and interviews and TV appearances and I’m loving it!!!! I just want to do my best for the Dragons Opening Day. To do that, I’m trying to stay healthy. The weather now gets my sinuses going, so I have to make sure I’m in good voice. Before I sing, if I’m alone or with my band, I always say a prayer asking that we all be on one accord, have a great show, anoint my voice and if there is anyone out there that I can help with a song even if it’s one person — then my job is done. 

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“Music is a universal language; it’s therapeutic and music is much needed in our lives,” said Drake. 

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Yolanda Drake will sing the national anthem in front of a sell-out crowd April 7th at Fifth Third Field. 

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