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Anna Local Schools, Ansonia Local Schools, Arcanum-Butler Local Schools, Auglaize Industries, Bellefontaine City Schools, Benjamin Logan Local Schools, Bethel Local Schools, Bishop Fenwick High School, Bishop Leibold School, Botkins Local Schools, Bradford Schools-Miami Co, Cardio Pulmonary Wellness-Spngfld, Carlisle Local Schools, Carroll High School, Catholic Central School, Celina City Schools, Centerville-Abington Community Sch., Chaminade Julienne H.S., Champaign County, Christian Academy-Sidney, Clark Preparatory Academy, Clark-Shawnee Local Schools, Cliff Park High School, Clinton County, Clinton County Head Start, Coldwater Exempted Village Schools, Community Christian School, Covington Exempted Village Schools, Crossview Christian Tuesday School, Dayton Christian School, East Clinton Local School District, Emmanuel Christian Acad.-Spngfld, Fairlawn Local Schools, Fort Loramie Local Schools, Fort Recovery Local Schools, Franklin City Schools, Franklin Monroe Local Schools, Germantown Christian Schls., Ginghamsburg Pschool & Child Care, Global Impact STEM Academy, Graham Local Schools, Greenon Local Schools, Greenville City Schools, Greenville St. Mary's School, Guiding Shepherd Christian School, Hardin-Houston Local Schools, Huber Heights Schools, Immaculate Conception School, Indian Lake Local Schools, Jackson Center Local Schools, Jefferson Township Local Schools, L&M Products Inc., Lebanon Christian School, Lebanon City Schools, Lehman High School, Liberty High School, Logan County, Madison Local Schools, Marion Local Schools, Marshall High School, Mechanicsburg Exempted Schools, Miami East Local Schools, Miami Valley Career Tech Center, Miamisburg City Schools, Middletown City Schools, Milton Union Schools, Minster Local Schools, Mississinawa Valley Local Schools, Montgomery Preparatory Academy, National Trail Local Schools, Nettle Creek Schools, New Bremen Local Schools, New Knoxville Local Schools, New Lebanon Local Schools, Newton Local Schools, Nicholas School, Nightingale Montessori School, Northeastern Local Schools, Northeastern Wayne Schools, Northmont City Schools, Northridge Schools, Northwestern Local Schools, Ohio Hi-Point Career Center, Our Lady of Rosary School-Dayton, Parkway Local Schools, Piqua Catholic School, Piqua City Schools, Preble Co. ESC Classrooms, Preble Shawnee Local Schools, RT Industries, Randolph Eastern School Corp, Randolph Southern School Corp., Rehab Center & Neuro Devel, Richmond Community Schools, Ridgewood Local Schools, Risen Christ Lutheran School, Riverside Local Schools-Logan Co, Russia Local Schools, Salem Christian Academy, Senior Center of Sidney/Shelby Co., Shelby Hills E.C.C, Sidney City Schools, Sidney Holy Angels, Southeastern Local Schools, Springboro Community Schools, Springfield Christian School, Springfield City Schools, Springfield-Clark CTC, St. Henry Local Schools, St. Marys City Schools, St. Peter Catholic School-Huber Heights, St. Peter Early Childhood H. Heights, TAC Industries Inc., Tecumseh Local Schools, Temple Christian School Dayton, The Overfield School, Tipp City Schools, Tri-County North, Tri-Village Schools, Triad Local Schools, Troy Christian Schools, Troy City Schools, Troy Senior Citizens Center, Twin Valley Schools, Upper Valley Career Center, Urbana City Schools, Valley View Local Schools, Vandalia Butler City Schools, Versailles Village Schools, Victory Christian School-Urbana, Wapakoneta City Schools, Wayne Local Schools, Waynesfield-Goshen Schools, West Liberty-Salem Local Schools, Wilmington City Schools,

Affected financially by the government shutdown? Here’s how to get help

Published: Friday, December 28, 2018 @ 2:38 PM

We are well into a partial government shutdown, and many people are starting to feel the crunch. If you’re a federal worker, service member or veteran, or anyone else affect by the shutdown, you’ll be glad to know that many financial institutions are offering assistance.

Nowhere is that more the case than with credit unions, which money expert Clark Howard is a big fan of.

Government shutdown:  These financial institutions are offering assistance

Navy Federal Credit Union

Navy Federal is offering a 0% APR loan for members impacted by the shutdown. There are no fees or credit check. Apply here.

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Space Coast Credit Union

Space Coast Credit Union (SCCU) is offering its members a 0% APR loan for 12 months, equal to one month’s pay. To get help, call SCCU Express Services at 800-447-7228.

USAA

USAA, whose membership is made up of many service members and federal workers, say it will help military or government customers with an interest-free payroll loan, according to Military.com. There are some stringent requirements, though.

USAA is also offering a 0.01% APR loan to those affected by the shutdown. The one-time loan is to be repaid in 12 months. You can call USAA’s lending team at 210-531-8722. Before you apply, read this.

AgFed Credit Union

AgFed Credit Union says its members and their family members may be able to defer payments on their AgFed consumer loans with the Skip-a-Payment option. Contact them at 800-368-3552 or members@agriculturefcu.org.

ABNB Federal Credit Union

ABNB Federal Credit Union is also offering assistance to members affected by the government shutdown. Options include their Skip A Pay program and a short-term loan at 0% APR. Call ABNB’s Member Center at 757-523-5300 for assistance.

Chase Bank

Chase is encouraging customers whose income is affected by the shutdown to call them to discuss a hardship program. The programs are open to federal employees or those who do business with a U.S. federal agency. The special care line at 1-888-356-0023.

Wells Fargo

The bank is offering forbearance for its mortgage, loan and credit customers if they qualify. For help with personal loans, call 1-877-269-6056.

Government shutdown assistance: More help

The Office of Personnel Management recently tweeted a Word document with some financial tips to help furloughed federal workers make ends meet during the shutdown. In the document were some sample letters that could be tailored for individual creditors.

Among the things to consider is to speak with your landlord, mortgage company, etc. before you write your letter. Send it directly to the person you spoke with so that they can handle your request for more time or a reduced payment plan.

Unemployment benefits: Furloughed federal workers generally qualify for financial assistance during a government shutdown.

Use paid time off: Some workers may be in a position to use paid vacation time or paid personal time during the furlough, but the key is to check with your payroll department.

Know of any other banks or credit unions in your area offering financial assistance due to the government shutdown? Let us know on Clark’s Facebook or Twitter.

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