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Published: Monday, August 08, 2016 @ 3:34 PM
Updated: Monday, August 08, 2016 @ 3:33 PM
David Gaylor the host of "Your Game Plan for Retirement" is a 25-year veteran of the financial services industry and has spent his career helping boomers and seniors save and invest for their financial goals and retirement destination. David founded Tradewinds Financial Group, Inc. in 2002 specifically to serve the wealth management and retirement planning needs of residents of the Miami Valley.
David takes pride in having protected his clients from the two worst market corrections since the Great Depression, and makes it his goal to ease the financial concerns his clients face on the journey to their retirement destination. He knows how important it is to find the right blend of growth and safety that is unique to each client, and therefore focuses on two main goals: making sure clients know the importance of protecting their principal investment, and utilizing a unique three step process to plan, protect and preserve retirement assets and help clients reach their retirement destination.
David came from humble beginnings and has a passion for serving the needs of the retired and those near retirement. Through family members he witnessed first hand the devastation that a loss of income can mean to a surviving spouse, and the difficulties associated with loss due to excessive risk, taxes and fees during retirement. He began his financial services career in the late 1980s, and in 1990 began to pursue his goal of helping retirees protect their life savings. David has been helping Ohio residents on their retirement journey ever since.
David has published multiple books on financial and retirement planning, and is a member of Ed Slott’s Master Elite IRA Advisory Group. The Ed Slott Master Elite Advisor designation is exclusive to group of 300 financial professionals in the industry who have dedicated themselves to be leaders in the IRA industry, they are trained by Ed Slott, CPA, America’s IRA Expert. To request a complimentary copy of David's latest book "Income Allocation" Click here.
David is a lifelong resident of Sidney, Ohio, and is married to his high school sweetheart, Mitzi. Together they have three children, Aubrey, Abigail and Brady, and one grandchild, Leia. His oldest daughter works for the family business and his son is planning to join the firm in the fall of 2014 after attending Mount Union University and studying finance and marketing.
Call the show Saturdays between 3 p.m. and 4 p.m. at 800-385-0437
Visit their website at TradewindsRetirement.com
Contact the team anytime by calling (800) 385-0437
Published: Monday, January 01, 2018 @ 6:00 AM
— A city is only as good as the people who call it home.
The Dayton area is teeming with incredible people. We are fortunate to have featured 52 of them in 2017 as part of our ongoing Daytonian of the Week feature.
There were artists, restaurateurs, an Emmy-winner, entrepreneurs, activists and four women calling their own shots in downtown Dayton.
>> RELATED: TOP DAYTONIANS OF THE WEEK FOR 2016
Here are the top 10 most-read Daytonian of the Week stories for 2018 in reverse order.
10) ERIC JERARDI
Blues guitarist, founder of the Eric Jerardi Band, wine expert and owner of Jerardi’s Little Store at 7325 Peters Pike in Butler Twp.
“People don’t realize how great they have it here in Dayton. You have to travel a lot to understand that. I live north and really love it here — no traffic issues, and I love the airport being so close. We are picking up direct flights all the time, and that’s nice for weekend getaways.”
>> RELATED: WHY ERIC JERARDI LOVES DAYTON
9) EMMY FABICH AND KATIE NORRIS
Downtown residents and outdoor advcocates. Emmy works for Bike Miami Valley, the region's only bicycling advocacy organization and Katie runs the program education for Link: Dayton Bike Share. Katie works for the City in the Department of Water, Division of Environmental Management.
Emmy: “People should know that Dayton is so lucky to have so many places to get outside, get active, explore and have local adventures right here. You don't need to spend tons of money or move to Denver: you could do a local bike touring trip on the nation's largest paved trail network, go whitewater kayaking on our national water trail system, or rent a bike at MetroParks Mountain Bike Area (MoMBA) and ride in the woods, or do a weekend backpacking trip on the Twin Valley Trail. The opportunities are endless! Dayton's got it going on. And I just love seeing the reaction on people's faces when you tell them all of the things that they can experience here.”
Katie: “Don't assume the perception you have of Dayton from five years ago holds true today. If you think there isn't something fun to do in Dayton for any age, on any day, then you're not looking hard enough. Also, Dayton isn't perfect, but if you see a challenge, ask yourself how can you work together with others to start addressing that challenge. We all have to take pride in where we live or work, and actively work to make it even better.”
>> RELATED: WHY EMMY FABICH AND KATIE NORRIS LOVE DAYTON
8) TERRY ADKINS & SUSAN AND JOE BAVARO
The trio own the Oregon Express Bar & Restaurant in Dayton’s Oregon Historic District.
Terry: “The Oregon District has always been a popular and successful business and entertainment destination and neighborhood of Dayton for the last 30 years. The recent explosion of additional interest and investment in the district and the whole downtown Dayton area bodes well. It all points to a future center city of multiple choices of where to live, work and play in a dynamic urban center for the Miami Valley region.”
7) DAVID SUTER
Force behind the Instagram accounts @IGersDayton and @entropic.
“Dayton has faced a lot of challenges as a community but what inspires me is the sheer number of individuals committed to making it better. Everywhere you look are small business owners working hard to get by because they are passionate about our city. It's that dedication and loyalty that continuously amazes me.”
>> RELATED: WHY DAVID SUTER LOVES DAYTON
6) BRYAN STEWART
Legislative aide to Dayton City Commissioner Christopher Shaw and founder of The Longest Table Dayton.
“Faux, forced, urban environments are being rejected by millennials. We’re moving downtown, we’re moving closer to cool amenities we can walk or ride a bike to and there’s huge potential in this trend. ‘Outsiders’ should start more businesses and offices in this space because it’s only going to grow.”
>> RELATED: WHY BRYAN STEWART LOVES DAYTON
5) THE DOWNTOWN BROWNS
Lisa Scott of Beaute Box Lashes Dayton; Kate Rivers of Twist Cupcakery; Juanita Darden-Jones of Third Perk Coffeehouse and Wine Bar and Jasmine Brown of De’Lish Cafe.
Jasmine: “We really are showing our people the importance of supporting each other... We are black women and we are working together.”
>> RELATED: WHY THE DOWNTOWN BROWNS LOVE DAYTON
4) MICHAEL SHUBERT
Owner of the Red Carpet Tavern
“I got me a big boy job when I was about 20 years old and stayed here. I did the family thing. I moved away briefly to Daytona. (I) came back. I like it here in Dayton. I like the Belmont area. I like to bring our neighborhoods back.”
>> RELATED: WHY MICHAEL SHUBERT LOVES DAYTON
3) BILL CASTRO
Equestrian and co-owner of El Meson, 903 E Dixie Dr., West Carollton
(Dayton) is small enough to get around and yet unique in the gem of restaurants we have.
>> RELATED: WHY BILL CASTRO LOVES DAYTON
2) ROB STRONG
Owner of Thai 9, 11 Brown St., and Canal Street Arcade & Deli, 308 E 1st St.
What inspires me about Dayton: “The many entrepreneurs I personally know in Dayton and its history of innovators with the visions and the willingness to see those visions through.”
>> RELATED: WHY ROB STRONG LOVES DAYTON
1) ALLISON JANNEY
Award-winning film and television actress and current star of “CBS’ “Mom”
The former star of “The West Wing” has a long list of film credits that includes roles in “The Help,” “Drop Dead Gorgeous,” “Hairspray,” “American Beauty,” “The Girl on the Train,” “The Hours,” “Finding Nemo,” “Big Night” and “Juno.”
“We are salt of the Earth. We are the people who are grounded and know what’s important about life and know that treating people with respect and kindness (is important).... I’ve always felt that the people I’ve met from Dayton are great people.”
Published: Wednesday, January 03, 2018 @ 6:00 AM
— It is not how long you live in a place that counts, but the impact you make while there.
Etana Jacobi is certainly making her mark on the Gem City.
The Hooksett, N.H. native is the Dayton manager of the Hall of Hunger Initiative, an effort supported by the United Way of the Greater Dayton Area and the Jack W. and Sally D. Eichelberger Foundation, aimed at reducing food insecurity and increasing food access.
The resident of Dayton’s South Park neighborhood is our latest Daytonian of the Week.
What is your passion and why?
PEOPLE. I'm passionate about a lot of political issues, but really at the core of what I care about most in this world is how the decisions we make individually and collectively affect those around us. Humans are complex, imperfect, funny and strange strange creatures, and I am consistently amazed and challenged by what we're capable of -- both the good and the not-so-good. I figure you come into this life alone and you leave it alone, so why not invest your time on this planet with and for others?
What do you love about life in Dayton?
I love that this city is filled with folks who are passionate about their home and committed to making it better. I also love that you can have the benefits of life in the city with the feel of a small town. Not only is there always something to do, but there is a good chance you are going to run into someone you know while doing it. Also, the donuts.
>> MORE: You have to try these Dayton donuts
Why did you decide to move here?
I moved here in the fall of 2015 for a job at the Kettering Foundation with no intention of staying very long. I have spent the majority of my adult life bouncing between major cities on the east coast and a small city in the Midwest where I knew no one was not the most appealing. Fortunately, I found a community of people here who are kind, committed and willing to share their home with me. I'm deeply grateful for the opportunity to be a Daytonian and excited to put some roots down here.
What would you do on a perfect date in Dayton?
There are so many things going on in Dayton, I feel like there is no one perfect date. Perfect date options might include going to a festival in the summer or fall, walking downtown for a movie at the Neon followed by dinner at one of the many awesome locally-owned restaurants, a picnic and hike in one of our fabulous Five Rivers MetroParks, biking on our great bike trails, taste testing delicious donuts at all of the local spots on my personal quest to find the best donut in the region. The possibilities are endless.
Q) What would you change about Dayton?
Dayton is a small city with big city problems. It is also a place filled with tremendous assets, a rich and complicated history, and infinite opportunities for growth. I believe in our capacity to build a stronger city for ALL Daytonians, and I think we can only do it with an intentional community-wide focus on issues of equity and justice in our own backyard.
What should people know about Dayton?
Hunger is real in Dayton. Almost a third of households with children struggle with food hardship in our community. Most of the west side has been classified as a food desert by the USDA. Thirty-eight percent of clients served by The Foodbank report having to choose between paying for food and paying for utilities/heating fuel. It is simply unacceptable. We cannot have a healthy and vibrant community if our neighbors cannot afford to eat.
>> RELATED: Meet the top Daytonians of 2017
What is your hidden talent?
If I have a hidden talent, it is hidden even to me.
What do you think Dayton will look like in 10-15 years?
In 10 to 15 years, I see a strong food ecosystem in Dayton, generating an abundance of healthy, affordable and culturally appropriate food, grown and sold locally with care for the well-being of the workers, animals and environment that sustain it.
I see worker and community-owned businesses, like the Gem City Market, thriving throughout the city. I see every child attending quality Pre-K programs and our students hitting their third-grade reading and eighth-grade math targets. I see young families living throughout the city and sending their children to Dayton Public Schools with pride. I see a vibrant downtown on the nights and weekends with locally-owned businesses filling up our store fronts. I see the Hope Center serving as an anchor institution in NorthWest Dayton, disrupting cycles of poverty and empowering families.
Published: Wednesday, August 30, 2017 @ 11:53 AM
Dayton is one of the funkiest places on planet Earth.
Trust us, all that funk is a good thing.
In the 1970s and 1980s, southwestern Ohio —particularly Dayton’s west side — was known for its stable of funk bands whose influence can be heard in hip-hop, house and other musical forms popular today through sampling, covers and remixes.
David R. Webb is leading a team preserving the legacy of funk music, Dayton funksters like Ohio Players, Steve Arrington’s Hall of Fame, Zapp, Roger Troutman, Faze-O, Heatwave, Sun, Slave and Lakeside included.
Webb, founder and CEO of at the Funk Music Hall of Fame & Exhibition Center, says he is awaiting final approval from the City of Dayton for the facility at 113 E. Third St. in downtown Dayton’s Fire Blocks District.
Funk legend George Clinton recently visited the center.
We caught up with Webb, a Dayton native who definitely wants the funk.
What superpower would you love to have?
I would love to have Superman’s powers, along with the ability to see into the future. If I could be faster than a speeding bullet, more powerful than a locomotive and able to leap tall buildings in a single bound to move our city and our youth towards a brighter future, I would do so. Sometimes it takes what seems like superpowers to move our society to a better place when it comes to how we treat one another and how we prepare our children for their lives ahead.
What do you love about life in Dayton?
I have always had a fascination for history and understanding how we got to where we are today. Dayton has a rich historical heritage that many people don’t know about. We know about the big things – the Wright brothers, the Dayton (Peace) Agreement and some of the famous people who have come from here. But many people have no idea of how we have influenced the country and the world through our spirit of innovation. In spite of the many challenges that our city faces, I also love the fact that Dayton remains the type of town in which you can safely raise your family.
>> History Extra: Dayton Women of Walk of Fame Part 1
What would you do on a perfect date in Dayton?
You know, this question put me into a kind of a dreamy mode because there are so many answers I could give. A perfect date for me would start at the National Museum of the United States Air Force, because I’m such a history buff. That would be followed by lunch on the Courthouse Square, just chilling and listening to live music. At that point, if we are really feeling one another, which I assume we are because this is the perfect date, we would end up at the riverfront, people watching, enjoying the night lights and making plans for the next perfect date.
What would you change about Dayton?
I would change the perceptions that people have about Dayton. That includes people who live here and those who don’t. I would encourage native Daytonians and those who have relocated here to learn about and take pride in our heritage. I see myself as having a role in this re-education of people by establishing a nonprofit organization that will give back to this community which has given so much to the world.
>> MORE: How to volunteer in Dayton
What should people know about Dayton?
People should know that Dayton has something for everyone, and that we are literally the crossroads of America. You can explore and learn about the area on a modest budget or through elaborate unrestrained resources and feel that you used those resources well.
What’s your favorite spot in Dayton?
My favorite spot is 113 E. Third Street, which is tied to the Courthouse Square. I am able to see the future of a revived downtown Dayton there, and what we can become once again.
What’s your guilty pleasure?
I have several and I can’t believe I’m telling you this. Superman’s kryptonite! One of them is my famous homemade spaghetti sauce. It is so good, I have people requesting that I fly into town to make it! Another is a good steak. I’m a sucker for good seafood and anything related to the arts. And, the guiltiest of guilty, is a homemade German chocolate cake.
Why did you decide to settle in Dayton?
Initially — I had no choice because I was born here. But when I did have the choice, I chose to settle in Dayton because we have it all. We can have all four seasons in one week. We have entertainment and education. We have sports and history. We have something for everyone in Dayton. Life in Dayton can be boring if you lack the imagination, interest or motivation to enjoy what the area has to offer.
How did you get involved with your nonprofit?
My interest in music, history, community involvement and motivating young people were really at the heart of my involvement. Talking to other musicians who were part of the Funk music phenomenon really got me going. Through those conversations I came to understand that so many people were unaware of how Dayton musicians had influenced the world of music. Young people were completely oblivious to how much of the samplings of the music they were grooving to every day originated from Funk. That art form is still giving to musicians and listeners, and the artists who created it should receive recognition and celebration. This is a grassroots, community movement that allows us to house and showcase Funk music’s contributions. We are teaching others about the innovation within Funk music and how it has influenced the city, the country and the world.
What was the most challenging part of that?
Surprisingly, the most challenging part has been keeping up with the national and global interest sparked by our efforts. The love for Funk music is so contagious, and has created lifetime fans from so many places, that when people hear about this movement they want to get involved in some way. They are anxious to see the facility, to contribute to our collections and to participate. There are only 24 hours in a day, and we are doing all that can be done in that time to make sure that we have our I’s dotted and our t’s crossed before the doors are finally opened.
What inspires you about Dayton?
The history of the city of Dayton inspires me most. Our spirit of innovation and creativity are very inspirational.
If you could change or bring one thing to Dayton, what would it be?
We were such a magnet for people in the past, and I believe that we can be again in the coming years. I would bring back that community pride and “can do” spirit that has long sustained us as a community.
What do you think Dayton will look like in 10-15 years?
Published: Wednesday, December 20, 2017 @ 6:00 AM
— It seems there’s never a shortage of people from Dayton who are out there doing great things. However, there’s one very special person in particular who is Dayton born and raised, especially important this time of year, and yet most people probably have no idea he’s living right here among us.
That’s right: the North Pole’s resident number one is actually a huge University of Dayton Flyer fan who graduated in 1970 from Chaminade Julienne High School, and he drove a Greater Dayton RTA bus for 16 years.
Dayton’s very own John Kern is Santa Claus. Aside from doing countless private parties for sick children unable to visit Santa at the mall and other gatherings of more than 45 children at a time, Kern has been the star of the Dayton Holiday Festival for the past 12 years.
>> The Gift of Spirits: A dozen boozy bottles for the days before and after Christmas
When was the first time that you thought you might want to be Santa?
When I was going to Our Lady of the Rosary, in my late 20’s, early 30’s. I was involved over there in the parish. They had a Christmas bazaar and they asked me to be a Santa Claus over there and they had their own suit and everything. I got to do it more every year or so and then I said, “Hmm. This may be a good thing to start.” So I went and got a couple suits and here I am!
>> DAYTON GIFTS: 5 foodie gifts you can get before Christmas
Where do you get your very own Santa suit?
I bought the two that I have in Huber Heights -- the place is out of business now. Then I was going to Act One costumes to buy some beards, and I went to Foy’s in Fairborn and bought some supplies over there.
What has kept you putting on the big red suit year after year?
Oh, it was just a joy of bringing smiles to the kids’ faces and the parents really liked it. They were able to take their own pictures. Especially if they’re premature -- the parents don’t want to take them to where there’s a lot of germs around and a lot of kids with colds. So you know, they’ll give me a call and have me come do a visit for them … those kids still receive the joy of Santa Claus, and didn’t have to go to a mall.
>> DAYTON GIFTS: Best ticket gifts for the holidays
As Santa, you have to be holly and jolly all the time. Is there anything you do to get yourself in the spirit before an event?
Yeah I just go ahead and get in a good mood -- I have a set of bells that I ring and give my ‘Ho, Ho, Ho’ and that usually gets people in the mood.
Do you think you’ve perfected your “ho, ho, ho”?
Oh yeah, I think I’ve got it down pretty good. A lot of people will say, “let’s see your ho, ho, ho!”
Have you had any children recognize you in public when you’re not in your suit?
Well I drive an RTA bus here in town, and I’ve had people say, “Boy, you’d make a good Santa Claus,” and I say, “Well in fact, that’s what I do.” Last year my picture was on the side of the bus for a promotion they did.
>> DAYTON GIFTS: Give the gift of chocolate this holiday season
What’s the most unsuspected thing a child has asked you for Christmas?
They ask for a lot of different things. I’ve had some of them ask for world peace. I say, “Yeah that would be great for everybody. Santa would surely like that, to see everybody get along and everything.”
I also stress the importance to them of also, Christmas is the day when Jesus was born and that’s the real meaning of Christmas. The real meaning of Christmas is us giving to people -- it’s good to give better than to receive, because giving comes from the heart and shows love.
Is there any one interaction with a child that really sticks out to you?
A lot of them have the Elf on the Shelves and I say, “Remember they let me know what’s going on!”
So I’ll tell them they best be on their best behavior all the time...not only this time of year, but all year round.
How does it feel to have a child look up to you and see the awe in their eyes of being face to face with Santa?
It really is a good feeling because you just say, “My golly, they really do believe.” It’s just a great feeling that’s all.
>> PHOTOS: Breakfast with Santa at Scene75
Why is Dayton special to you?
It’s just a good town. I’ve been a UD Flyer fan ever since I can remember. My sister used to work at the old UD fieldhouse working concessions, so that goes back many years. I’ve been a Flyer fan since almost 5 years old -- since 1957. I currently hold season tickets at the University of Dayton Arena. I’ve held them since 1971. Every year.