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Published: Thursday, May 21, 2015 @ 9:10 AM
Updated: Thursday, May 21, 2015 @ 9:10 AM
These days it's tough to navigate our health at the grocery store. What's actually good for us and what we think is good for us can be two completely different things.
Here are 8 so-called "health" foods you may want to rethink before placing in your grocery cart:
1. Sports drinks. Most sports drinks are just made up of sugars, chemicals, and salt. While many people use them to hydrate, these drinks can cause a myriad of health issues in the body.
Solution: Try coconut water or chia seeds instead. Coconut water provides much-needed electrolytes, and both coconut water and chia seeds are great hydrators.
2. Almond milk. Many almond milks contain a chemical called Carrageenan that can disrupt your GI tract and cause other issues.
Solution: Make your own at home or look for a brand that doesn't contain Carrageenan on the ingredients list.
3. Frozen yogurt. At some point we came to the conclusion that this was healthier than ice cream. The truth is that it is loaded with sugars and other processed ingredients that aren't good.
Solution: You can easily make your own ice cream or frozen yogurt in about 10 minutes at home if you have a small ice cream maker.
4. Skim milk. Remove the fat and we're healthier, right? Wrong. Recent studies are showing people that consume healthy fats are actually able to maintain healthier weights. Those that drink whole or 2% milks end up fuller sooner, and do less binge eating to make up for the lack of fullness from skim milk.
Solution: Choose whole or 2% milk.
5. Turkey burgers. While they're lower in saturated fats, sodium is usually higher. Plus, you're also dealing with things like added growth hormones and an overuse of antibiotics.
Solution: If you do go for turkey, choose the organic option. Or you can try a veggie burger. Just be sure to choose one without a bunch of additives.
6. Reduced fat peanut butter. Skimming on the fat will get you things like partially hydrogenated oils, added sugars, carbohydrates, and sodium. And real healthy fats are actually good for the body.
Solution: Go with an all-natural or organic peanut butter. You can even make it easily at home and avoid the additives.
7. Sushi. Trust me...no one mourns this fact more than I, as I am an avid sushi-lover. Because of the white rice, sushi is a high glycemic food with very little protein that can result in rapid increases in blood sugar and insulin levels.
Solution: Order sushi "naruto" or "sashimi" and the chef will either roll your sushi in cucumber instead of rice or just serve it as is: fish only.
8. Granola. We see the word granola and suddenly feel like we've hit the motherload of healthier snacking. Not so true. Many granolas contain way too much sugar and oils.
Solution: Make your own so that you know the ingredients that are going into it, or choose a simpler whole grain cereal for your morning routine.
What are some food items that you can think of that aren't necessarily healthy?
Crystal Collins, a Savings.com DealPro, is an Atlanta local, adventurer, a health advocate and thrifty as can be. Check her out on her blog at NaturalThrifty.com.
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Published: Friday, January 19, 2018 @ 12:32 PM
DAYTON — The latest product recalls include a potentially moldy comforter, an unstable bassinette, and snow globes that could potentially cause a fire, according to the Consumer Product Safety Commission.
The Hudson comforters by UGG under recall were sold at Bed Bath & Beyond and may contain mold which could pose a risk of infection or respiratory issues in people with a mold allergy or compromised immune system.
The comforters come in four colors: garnet, navy, grey and oatmeal. They were sold between August 2017 and October 2017.
No injuries have been reported.
If you have one don't use it and return it to the store for a full refund. Call Bed Bath & Beyond at 800-462-3966 for more information.
The Multipro Baby Cradle N Swing bassinet sold on Amazon.com poses a fall and entrapment hazard for babies.
The Consumer Product Safety Commission reports the bassinets fail to meet mandatory federal safety standards.
It is recommended that you take the bassinet apart and throw it away. No injuries have been reported.
Amazon has contacted purchasers and issued full refund gift cards.
If you have one of these products and did not yet receive a refund contact Amazon at 888-280-4331.
Two Coldwater Creek snow globe models pose a fire hazard.
The Consumer Product Safety Commission reports light refraction through the globes may melt or singe things placed near them.
Once incident of damage has been reported.
The Reindeer snow globe has the model number XC7484.
The Vintage charm snow globe contains a silver snowman and has the model number 3WGL120.
They were sold in Coldwater Creek stores and online.
Stop using the snow globes and contact Coldwater Creek at 888-678 5576 to return the product for a full refund.
Fujifilm is recalling some digital camera power adapters because they could shock you.
The adapter plug can break or crack exposing live electrical contacts, according to the Consumer Product Safety Commission.
The AC-5VF power adaptors were sold with six Fujifilm digital camera models in stores and online.
Don't use the adapter and contact Fujifilm at 833-613-1200 for a free replacement.
Published: Friday, January 19, 2018 @ 2:52 PM
— Too much clutter, too little money, too many gifts you didn't like... an eBay auction is one of the simplest solutions to all three issues.
If your trash might be someone else's treasure, an eBay business is simple to start and accessible to just about anyone. "It has low start-up costs and it can be started out of your home," noted the New Life Auctions blog, written by sellers who have been active since 2000. "You can work at your own pace and on your own time."
Within that flexible framework, though, are certain strategies for making far more money and clearing out a lot more junk as an eBay seller.
»Here are 10 tips from NLA and other experts:
Only sell valuable stuff
Yes, you're trying to profit by selling stuff you don't want, but you want to make sure there are some potential buyers who will disagree with you. Start by perusing eBay's own list of what's selling well.
Understand the fees
While it's easy to enter the world of eBay sellers, sales involve fees and you'd do well to balance them against earnings, according to NLA, which offers an eBay fee calculator that allows you to compare which listing formats and categories have the lowest fees, and how much each listing upgrade will deduct from your bottom line.
Avoid the scams
You might be surprised to learn that plenty of the scams that surround eBay sales affect sellers. "Many of the scams take advantage of sellers not knowing all the rules for safe trading on eBay," NLA said. "It is very important for a seller to completely understand PayPal's seller protection program." One scam involves a buyer using PayPal, waiting for the item to be delivered and then opening a dispute with PayPal if you didn't check "delivery confirmation."
If you don't use PayPal's "signature confirmation" option to sell higher-priced goods on eBay, a scammer might open a dispute with PayPal claiming the item wasn't received. "Unable to show proof of delivery, PayPal takes the funds out of the seller's account and returns it to the scammer," NLA noted. The blog outlines other potential scams and ways to avoid them, including credit card chargeback, fake money order and "you have been chosen to sell our products" scams.
Optimize your title
Your title, not the item description, drives search results. Include critical keywords, using a search of keywords for similar completed listings to guide you. Try to include the same keywords as the listings that sold for the highest price. Avoid words like "look" or "incredible" in your title, advised NLA, since no one uses those words to search. If you have a few words leftover in your title, consider adding a common misspelling of the primary keyword to catch the eye both of bad spellers and bargain hunters who search using commonly misspelled listings.
Emma Drew, who blogs about money on EmmaDrew.info, said you should include terms you would use when searching for something on eBay. (Be sure to check out her "10 weird things that actually sold on eBay" post each month.)
Spell it right
Most people can't find listings with the primary keyword spelled wrong. That means fewer bidders.
Take great photos
A picture may not be worth the proverbial thousand words on eBay, but it's pretty close. eBay itself recommends these tactics in its section on taking great pictures:
List on Thursday nights
It is common knowledge that eBay auctions ending on Sunday evening are the most profitable and popular, noted Drew, and listing for 10 days on a Thursday gives you two Sunday nights.
Allow international buyers
"Every bid counts, even if it comes from the other side of the world," according to NLA. "Odds are they won't win the auction, so why not let them bid?" If an international buyer does win your auction, you are able to charge a separate handling fee to compensate for your time filling out the customs form. You'll also want to make it a policy to insure all international packages.
Don't try to profit from shipping charges
If your shipping rates are unreasonable, most buyers will be on to you in a flash, according to NLA. "People know that they are being ripped off and they will leave your auction and not return. Charge a reasonable handling fee."
Resist the urge to end an auction early
If someone e-mails you with an offer that requires you to end your auction early, don't take it, NLA urged. Even the best early offers are usually just a fraction of what your item is really worth.
Published: Friday, December 29, 2017 @ 9:42 AM
— Buying a home can be a daunting task − whether it is your first or fifth time heading to the closing table.
For most of us, it will be the largest investment of our lives. However, there are factors predicted for the upcoming year that will make purchasing a home even more stressful.
According to Redfin's 2018 projections, inventory will remain low, especially for smaller starter-homes. Additionally, thirty-year mortgage rates are expected to rise between 4.3 and 4.5 percent. Changes to the capital gains tax may also persuade many current homeowners not to sell, putting even more strain on the inventory list. However, there are still deals to be found and your dream home may very well still be out there waiting on you.
When you find it, be sure to avoid these 6 common mistakes that first-time homebuyers often make:
Not getting a professional inspection
The idea of paying for a home inspection for a property that you might not even buy seems like a silly concept to some, but it can save you tens of thousands of dollars in the long run. The median cost of a home inspection is $350-$600 for an average or larger sized house, according to HomeInspector.org. Compared to potential issues with the foundation, electrical system or plumbing, however, it's a small price to pay.
Not putting a pause button on purchases
Buying your first house can be an exciting process and many new buyers get the urge to buy furniture and other home essentials before their closing date. While it's understandable to want to get a head start, it is very important that you not do this. According to Kayla Sweeny, a mortgage loan originator with Southeast Mortgage, a very common mistake is "buying things on credit during the mortgage process. The credit report has to be updated to add the new debt. Debt-to-Income ratios have to be recalculated and the file has to be reviewed again. This could potentially kill a deal."
Not keeping up with correspondence
Sweeny also noted that many first time buyers fail to check their mail, e-mail or messages regularly. "There could be critical loan documentation that a mortgage loan originator or processor has sent the borrower. The entire process is time sensitive. A sense of urgency is a must." This also applies to correspondence from your real estate agent, appraiser and inspector.
Not understanding the hidden costs of buying a home
Everyone knows that you'll likely require a mortgage to purchase a home. Unfortunately, many people fail to factor in the other costs associated with purchase - appraisals, earnest money, inspection costs, taxes, HOA dues, utilities and so on. Rafael Castellanos, president of Expert Title Insurance, told Bankrate.com, "They have an idea of what their mortgage payment is going to be, but they don't realize there's much more to it."
Not working with a buyer's agent
Some first-time buyers believe that they don't need or can't afford a buyer's agent. Nothing could be further from the truth. Home purchasing contracts can be long and confusing, filled with legalese that often baffle the layman. Eddie Hudson, owner of The Smyrna Team at Keller Williams, explains that "this means you have no representation, and working with a buyer's agent is free of charge as the seller is paying the commission."
Not looking into loan assistance programs
Published: Wednesday, December 20, 2017 @ 3:50 PM
Updated: Thursday, December 21, 2017 @ 4:43 PM
BATAVIA, Ill. — Low-cost grocery store chain Aldi and supermarket Kroger have issued voluntary recalls of some of its apples.
According to the Food and Drug Administration, which posts voluntary recalls, Jack Brown Produce, Inc., based in Sparta, Michigan, is recalling Gala, Fuji, Honeycrisp and Golden Delicious apples because of listeria concerns.
“In cooperation with Jack Brown Produce Inc., and out of an abundance of caution, Aldi has voluntarily recalled an assortment of apples that were available for purchase in stores starting on December 13, 2017, due to possible Listeria monocytogenes contamination,” Aldi said in a news release Tuesday.
The recall came after one of Jack Brown Produce’s suppliers, Nyblad Orchards Inc., notified the businesses of the affected products.
The affected products were sold at some Aldi stores in Georgia, Indiana, Kentucky, Ohio, South Carolina and North Carolina.
“To date, no illnesses related to these products have been reported. No other Aldi products are affected by this,” the company said.
Kroger said it recalled lunchbox-size Fuji and Galas sold between Dec. 12 and Tuesday, according to USA Today.
The products affected are sold under the brand name “Apple Ridge” and are as follows:
Products that may be affected can be identified by the following lot numbers printed on the bag label or the bag-closure clip:
Fuji: NOI 163, 165, 167, 169, 174
Honeycrisp: NOI 159, 160, 173 Golden Delicious: NOI 168
Gala: NOI 164, 166 on either the product labels and/or bag-closure clip